The purpose of this website is to teach personal finance basics and money management to teens and young
adults. 
A lack of understanding of basic money skills and not living within your means is a dangerous situation. Money mistakes can take many years to correct. This website will provide a core understanding of personal finance, and young people will be much better prepared.
Schools no longer spend time teaching kids about money. There are few places which offer
classes in money management for teen and high school students. Money management skills are important for young people entering college; entering the workforce; and young adults in their twenties living at home or on their own.
Many parents are uncomfortable talking to their kids about money
management. This webpage gives an overview of basic personal finance topics that will help introduce teens and young adults to money management
skills.
It is not hard to find a personal finance book or personal finance course. However, most of them focus on investing and providing money management advice. This website does
NOT provide advice, it simply EXPLAINS the BASICS of personal finance. Some of the things that we will explain are:
How to open a checking account
How to balance a checkbook
How to create a budget
How to live within a budget
Responsible use of money
How to establish good credit (establish good credit rating & score)
What are credit ratings
What is a FICO score
Getting your first credit card
How to use credit cards responsibly
What is a student credit card (college credit card)
What are secured credit cards
Preparing for living away from your parents
Preparing for college
What is Identity theft
Preventing Identity theft and fraud
Income tax basics
Do I have to pay income taxes
Do I need to file a return
What tax forms do I need
What is a W2, W4, 1099
What is a 1040, 1040A, 1040EZ
and much more
We are currently updating our site,
please visit again soon, when the following topics will be available.
Main Categories
(each category contains several topics)
Checking Accounts - opening & managing
Personal Budgeting - setting up & living within a budget
Credit Rating - understanding, establishing, improving
Credit Cards - types, responsible usage, risks of abuse
Identity Theft - understanding & prevention tips
Income Taxes - all the basics
Personal Finance Definitions- terms everyone needs to know
SiteMap Directory - listing of every page on this website

Please Read Before Proceeding
The purpose of this website is to provide a general overview of various financial topics. For a deeper understanding of the various subjects presented, additional research from other, more comprehensive materials is necessary. The information presented may not apply to your specific circumstances. Young people should review the content with their parents.
This material is provided with the understanding that neither the publisher nor the distributor is lending legal, accounting, or other professional service or advice. The reader should seek personalized advice from qualified professionals regarding all personal financial issues.
Please Read our Terms of Use and Privacy Policy before proceeding.